Articles tagged Felix Delbruck

Consumers are the most optimistic they've been in nine years, but the Reserve Bank's high LVR policy and warnings about higher interest rates next year mean they're less likely to buy a big-ticket item or spend a cash windfall than they were earlier in 2013, a new survey shows.

Reserve Bank lending figures for October show its high LVR policy has had little impact yet on overall lending going into the housing market as a surge of sub-80% lending more than offsets any reduction in mortgages with LVRs over 80%.